I explained previously in Bank Account Setup Article After Opening What are the steps you need to take after opening your Fintiba blocked account. Now, after finishing the process of uploading the documents for the account, we reach one of the most important stages, which is Transferring money to the Fintiba blocked account.

This step is essential in order to obtain the proof of financial competence document, known as the Blocking Confirmation, which is an indispensable document among those required to obtain an entry visa to German territory.
In this article, we will guide you on how to perform the transfer correctly. We will also explain important details you should pay attention to in order to ensure the funds arrive without delay or errors. In addition, we provide a detailed comparison between transfer options from within or outside Germany, highlighting the pros and cons of each option.

We note the necessity of reading the article on proving the source of funds directly after finishing this article, as both articles are related to each other. This ensures that you have a clear understanding of the Fintiba blocked account. Click here to read the article.

It is important to point out the necessity of watching the video for this article, which I published on my YouTube channel. The video helps in getting a general idea about money transfer and understanding the terms and steps.

The first step you need to take to set up the blocked account for the transfer

When logging into the account after receiving identity confirmation, the account appears as shown in the image. We select the "Start Depositing Money" option indicated at the bottom of the image.

After that, we continue with the steps and select the country from which we will make the transfer to the Fintiba blocked account, as shown in the image.

Important information about the money sender

After answering the transfer questions, the detailed transfer data will appear. We download the transfer file as indicated below and send the file to the person who will make the transfer. I would like to point out here some points related to the person transferring the funds:

• A person can carry out the transfer to the Fintiba blocked account as soon as they receive the aforementioned transfer file. Therefore, there is no need to select anything else from the options that appear on the account, as Fintiba usually displays some bank options for us to do so by transferring through it, which we do not need.
• The reason for the transfer that the person sending the money might be asked about is for studies. This reason is suitable for all transfer cases, whether it is the medical adjustment visa, the master's visa, the dependent visa, or others.
• The person transferring the money does not have to be a relative of ours; rather, they can be a friend or anyone else.

Later, after completing the transfer process, we click on the option indicated in the image: I have made the transfer.

Important details in the transfer file for the Fintiba blocked account

What is the IBAN and what is the BIC

After opening the previous file, it appears as shown in the following image. In case we were the ones whoWe do Conversion process funds or in case there is someone else, what matters to us regarding the money transfer process are the two elements indicated by the burgundy rectangle:

• The IBAN of the closed bank account: stands for International Bank Account Number, which means International Bank Account Number, which is a standardized format used to identify a specific bank account globally, and facilitates international bank transfers accurately and securely.
  • The bank's BIC, SWIFT, or bank code: which is an abbreviation for Bank Identifier Code It is also known as SWIFT Code, which is a SWIFT code itself and not for the bank account. It is used in international bank transfers to identify The receiving entity, specifically the designated bank.

What is the amount of money that must be transferred to the Fintiba blocked account?

In the same file, there is a calculation showing the total amount you need to transfer to the Fintiba blocked account. As shown in the image, the amount is 13,363 euros. This is the new amount after Fintiba raised its blocked account opening fees at the beginning of November 2025.

It is important to note that 13,363 euros is the amount that must arrive in the account. Sometimes there is a commission taken by the bank transferring the amount, so if 13,363 is transferred and the bank takes a commission, the amount will arrive in the account short. Therefore, it is important to arrange these details with the person who will be transferring the funds so that they inquire about this matter thoroughly.

The image is self-explanatory, but I would like to point out that the blocked bank account opening fees are non-refundable. As for the 100 euro security deposit, it is held by the bank and can be refunded later.
Some may find that the account opening fee is 89 euros, which means that their account was opened before the blocked account fee was raised.

Now we have several important matters that help us with the conversion:

• The amount that must reach the blocked account is 13,363 euros.
• The IBAN of our closed bank account and the BIC of the bank.

Here are the best tips for a successful transfer to your Fintiba blocked account

• The process of transferring money from the funds donor's account to our blocked bank account must be done exclusively in a single payment and not in multiple installments, provided the transfer is made by a single person; otherwise, it will be rejected and the amount returned, which would force us to re-transfer the funds a second time. However, if the transfer is from multiple people, the maximum number of transfers can naturally be up to 3 times, meaning 3 people. Fintiba does not allow transfers from more than 3 people, and I have explained this in detail in the "Source of Funds" article under the paragraph Primary Earner Statement Click here to view.
• We must be able to secure the source of funds document in German or English, or translated into either language. Before we transfer the money, not after the transfer process.so that confusion does not occur in the process of securing it after the transfer, as We have a specific deadline to upload the source of funds verification documents. About two weeks after the transfer. Therefore, we do not want to restrict ourselves to time, but rather be prepared in advance.
  Here I advise If itthat will Someone else in the money transfer process, that we are in prior agreement with him on this matter. This also applies to us in case we are the ones who will perform the transfer.That is, the source of the funds traces back to us (the sale of our own property, whether it is a house, a car, or something similar), so here we prepare this sales contract prior to the transfer process. I explained this idea in detail in Paragraph of the proof of source of funds document.
• The bank account statement must be issued after the transfer of funds, not before it, which is the reverse of the source of funds document.

We note the importance of reading Proof of source of funds article Before Transfer the funds and not after it. The two stages of transferring funds and proving the source of funds are closely related to each other.

Comprehensive comparison of money transfer from Syria and from Germany: What are the pros and cons?

People get confused when choosing the country from which to transfer money; is it better to be Germany, Syria, or the Gulf? The truth is that I myself fell into this confusion when I wanted to transfer money to my blocked bank account. The reason for this was the lack of a reference that would clearly guide me to the pros and cons of each option. Therefore, I decided to create this table for you to help you make the best decision for yourselves. It is well known that there is no perfect option suitable for everyone, and thus through this explanation I hope that everyone will be able to make the ideal decision for their situation. In this table, you will see a comparison between the pros and cons of the transfer process from Syria and from Germany.

Comparison table of the pros and cons of the transfer process from Syria and Germany.

	Transfer money from Syria	Transfer money from Germany
Additional fees for the transfer process	Larger, Due to additional fees charged by the bank that will transfer the funds.	Less Due to the absence of international transfer fees.
Time of arrival of the funds to the bank	relatively large; several days up to two weeks.	Fewer; a few days.
Ease of proving the source of funds	Easiest Due to: - Easy ability to secure a property sales contract (car, house...). – Ease Secure a paper Bank statement From Al Baraka Bank. – The ability to benefit from the experiences of previous doctors in referral matters, with helpful templates that I have placed in the files and templates library, Click here.	Harder Due to: – Difficulty Secure a paper Bank statement, as it violates the privacy of financial transactions All of them. – Many people in Germany fear financial matters and therefore prefer not to get into the process of financial transfer in the first place.
Documents that qualify as a source of funds	- Car or house sale contract.  - Savings for high-income earners (doctor, engineer, university professor...).	Salary certificate if the person is employed as an employee or worker at a specific entity. - Tax return or commercial register if the person is self-employed (manager or owner of a company or organization). - Car or house sale contract.
Conclusion	Better due to the ease of proving the source of funds, which is the main obstacle in the transfer process., but this only applies if your account is with Sutor Bank. However, if your account is with Frankfurt Bank, it is preferable to use a transfer from outside Syria, and I have explained this in detail in the dedicated paragraph in the article on proof of source of funds. Click here to view.	We can resort to this option if there is someone who likes to help. It is an option Not recommended unless your account bank is Frankfurt Bank, where money transfer experiences are easier, and I have explained this in the proof of source of funds article, Click here.

Important details regarding the transfer to the Fintiba blocked account from Al Baraka Bank Syria

You can go to the Al Baraka Bank branch in your governorate toOpening a bank account with them, and you will have time then:

• A copy of the personal ID.
• The Transfer information document we spoke about earlier, which contains the IBAN and the BIC.
• A document proving your provisional acceptance in Germany. This document is either the Bescheid For doctors, pharmacists, or university admission for those who want to study at university in Germany. , as Al Baraka Bank requires the presence of one of them in order to transfer funds from Syria to Germany.
  This document must be translated into English or Arabic exclusively.

After opening the bank account at Al Baraka, we are waiting for their approval on the transfer process. Once we are informed of the approval, we can go to the bank to initiate the transfer process. Of course, since the fees may vary from time to time, we need to contact Al Baraka Bank regarding two matters: first, the amount that must be brought, as it will include the amount we will transfer in addition to the fees the bank will charge; and second, the transfer currency that must be brought (Euros or US Dollars).

After reviewing all the essential steps together for transferring money to the Fintiba blocked account, you now have a comprehensive and clear picture of the requirements for this important stage. Executing the transfer correctly, understanding the details related to IBAN and BIC, and preparing the documents Proof of funds Before starting, these are all factors that ensure the amount reaches you without delay and enable you to get Blocking Confirmation Form Just in time.

As we explained, transfer methods vary between countries in terms of fees and ease of procedures, so be sure to choose the option that best suits your financial and personal situation. And do not forget that the transfer process and proof of the source of funds are closely linked. Therefore, we strongly advise you to read the dedicated article on proving the source of funds after finishing this article so that you can complete the transfer process in the optimal way.